Terms of Use

Last Updated: August 4, 2026

Agreement to Terms

By accessing and using the thicket-dolphin website and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our website or services.

Services Description

thicket-dolphin provides financial education courses for children and adults. Our services include:

• Structured financial literacy courses for various age groups
• Investment and money management education
• Business financial management training
• One-on-one financial coaching sessions
• Digital educational resources and materials

Educational Nature of Services

All courses and content provided by thicket-dolphin are educational in nature and should not be construed as professional financial advice. We do not provide:

• Investment recommendations for specific securities
• Tax preparation or accounting services
• Legal advice regarding financial matters
• Regulated financial advisory services

Students should consult qualified financial advisors, accountants, or legal professionals before making significant financial decisions.

Enrollment and Payment

Course enrollment constitutes a contractual agreement. By enrolling:

• You confirm that all information provided is accurate and complete
• You agree to pay the stated course fees within the specified timeframe
• You acknowledge that course availability is subject to minimum enrollment requirements
• For minors, enrollment must be completed by a parent or legal guardian

Cancellation and Refunds

Cancellation policies vary by course type:

• Cancellations made more than 14 days before course commencement are eligible for a full refund
• Cancellations made 7-14 days before commencement are eligible for a 50% refund
• Cancellations made less than 7 days before commencement are not eligible for refunds
• If we cancel a course due to insufficient enrollment, participants receive a full refund

User Responsibilities

When using our services, you agree to:

• Provide accurate and current information during enrollment
• Attend scheduled sessions or notify us of absences in advance
• Respect instructors, staff, and fellow participants
• Not reproduce or distribute course materials without authorization
• Use information learned for personal education, not for unauthorized commercial purposes

Intellectual Property

All content on this website and in our courses, including text, graphics, images, course materials, and curriculum design, is owned by thicket-dolphin or licensed to us. You may not:

• Copy, reproduce, or distribute course materials without permission
• Use our trademarks or branding without authorization
• Create derivative works based on our proprietary content
• Record or share course sessions without explicit consent

Enrolled students receive a limited, non-transferable license to use course materials for personal educational purposes only.

Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for financial decisions made based on course content
• We do not guarantee specific financial outcomes or results
• Our liability for any claim related to our services is limited to the fees paid for the relevant course
• We are not responsible for technical issues, service interruptions, or force majeure events

Website Use

When using our website, you agree not to:

• Attempt to gain unauthorized access to systems or data
• Interfere with website functionality or security measures
• Transmit malicious code, viruses, or harmful content
• Engage in automated data collection without permission
• Use the website for unlawful purposes

Third-Party Links

Our website may contain links to third-party websites or resources. We do not endorse or assume responsibility for the content, privacy practices, or services of these external sites. Use of third-party websites is at your own risk.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy and GDPR compliance statement. We collect and process personal data in accordance with applicable data protection laws.

Modifications to Services

We reserve the right to:

• Modify course content, schedules, or pricing with reasonable notice
• Cancel or reschedule courses due to unforeseen circumstances
• Update these Terms of Use periodically
• Suspend or terminate services for maintenance or improvement

Material changes will be communicated to enrolled students in advance when possible.

Dispute Resolution

Any disputes arising from these terms or our services will be governed by the laws of England and Wales. We encourage resolution through direct communication before pursuing formal legal action.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any course-specific agreements, constitute the entire agreement between you and thicket-dolphin regarding the use of our services.

Contact Information

For questions regarding these Terms of Use, please contact us at:

[email protected]
thicket-dolphin
45 Bold Street
Liverpool L1 4HR
United Kingdom